Banco Crédito Agrícola, with the partnership of ITSCREDIT, has made available in the digital channels of Banco Crédito Agrícola a functionality that allows the integration of credit protocols with partner entities, in order to allow special conditions to the associates of those entities, through the availability of catalogs of customized products.
This functionality is already in operation in the digital channels of Banco Crédito Agrícola, integrating, in this case, a credit agreement signed between that bank and DECO PROTESTE.
“Crédito Agrícola has negotiated with DECO PROTESTE three protocols that consist of catalogs of customized products and that include special conditions for customers that are covered in terms of fees, amounts, deadlines, compulsory expenses, available bonuses, and obligatory guarantees.” Jorge Paulo Baião, Chief Information Officer and Executive Board Member of CA Serviços.
“The introduction of this functionality in the online channels of Crédito Agrícola represents another step towards our adaptation to the business in digital and an approach to business models that intend to meet the profiles of a new generation of customers who, increasingly, prefer to relate to banking in a practical, fast and innovative way, to the detriment of the traditional physical presence and consequent displacement to the bank’s branches. ”
In turn, for João Lima Pinto, CEO of ITSCREDIT, a specialist in software development to monitor all phases of credit, “the fact that we were chosen by Crédito Agrícola to be responsible for making available the features that were based on our FlowCredit credit platform is a source of pride and motivation to continue to develop solutions tailored to the challenges facing our financial customers. ”
Headquartered in Oporto and having completed its first year of activity last April, ITSCREDIT develops software aimed at monitoring all phases of credit, from the simulation to the availability/contracting of the credit.
Among the products available to players in the financial sector, solutions include credit origination (Flowcredit), credit simulators (Calculators), credit recovery (Collections) and credit risk management of companies (Risk Analysis).
